There is a 90-day waiting period for the following
Medical Benefits
Preferred Provider Organization, Managed
Care, or HMO
Individual, Individual Plus Dependent and Family
Prescription Drugs Program
Dental Benefits
Basic, Comprehensive or DMO
Individual, Individual Plus Dependent and Family
80% coverage of basic services
Life Insurance
100% of salary up to $50,000.00
Short-Term Disability (self-funded)
From 6th to 90th consecutive workdays paid
as percentage of weekly earnings
(determined by length of service)
up to a maximum of $500.00
Long-Term Disability
From 90th workday; 50% of base pay up
to $10,000/mo.
Additional LTD Benefits available
FLEXIBLE BENEFITS CAFETERIA PLAN
Credits are provided to each full-time employee to
purchase standard health/hospitalization coverage
as described in the “Insurance Summary” section.
Family Medical Coverage (non-taxable)
Family Dental Coverage (non-taxable)
Reimbursement of Other Group
Coverage (non-taxable)
Flexible Spending Account
Dependent Day Care (non-taxable)
Health Care Expenses (non-taxable)
COMPENSATION
There is a 90-day waiting period for the following:
401(K) Plan
Employee can contribute up to 10% total
compensation (fully vested)
will match employee contribution
1.00:1.00 up to 5% of employee’s total
salary
(vesting schedule for years of service)
Incentive Bonus Plan
(outstanding performance, business development)
Policies of Leave
Paid Time Off
15 Days/Year
Used for vacation, illness, and personal
appointments
Holidays
10 per year as follows:
New Year’s Day, Martin Luther King Day,
President’s Day, Memorial Day,
Independence Day, Labor Day,
Columbus Day, Veteran’s Day,
Thanksgiving, Christmas
Administrative Leave
Bereavement
Jury Duty
Military Duty
OTHER
Tuition Reimbursement- specific to job
requirements
The company reserves the right to change benefits as
necessary. The Policy and Procedure Manual is the
reference and governing authority to all documents.